Financial Advice Blog

Articles about Financial Advice for you and your family.

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and...

Guide: What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One...

The home movers guide to mortgages

Whether you’re just exploring your options or already have a property earmarked for your next move, there are some important things to consider when it comes to buying your next home. The housing market and mortgage landscape may have changed in the years since you...

What will your retirement be like?

HALF OF PENSIONERS PLAN TO WORK ON INTO RETIREMENT What will your retirement be like? Today, retirement means different things to different people. Many choose to work on in their existing job, but may reduce their hours. Others take a new direction in their lives,...

Later Life Planning – What you need to know

Planning is a major part of everyday life; we’re always thinking how to make the best use of our time and money, and as we get older we recognise the need for careful financial and legal planning too. There are some key issues older people need to consider. These can...

WHAT YOU SHOULD DO BEFORE YOU ENTER DRAWDOWN

Since the pension reforms in 2015, more than half a million people have put their pension into income drawdown. If you’re new to stock market investment, then it makes sense to get advice on how best to do this, how much money to invest and what funds would best suit...

Are women better savers than men?

This is the age-old question that is often hotly debated. New research shows that when it comes to pension saving, women are heeding the message that for a comfortable retirement you need to keep an eye on your pension throughout your working life, and they’re saving...

Managing Capital Gains Tax

Capital Gains Tax (CGT) is charged on the profit or gain made when you sell an asset. You won’t pay CGT on the sale of your principal private residence, stocks and shares held within an ISA, proceeds from life insurance policies, or the sale of a private car. However,...

Record inflow to stocks and shares ISAs

RECORD INFLOW TO STOCKS AND SHARES ISAs During the 2017-18 tax year to April 2018, the popularity of stocks and shares ISAs continued to grow, with 246,000 new accounts subscribed to. The amount paid into this type of ISA account hit a record £28.7bn over the period,...

Retirement Calculators

We have a number of retirement, equity release and other calculators available that we can use to give you guidance on your long term retirement plan. Please click the button below or call 01732 617950 to arrange a free initial consultation.

Why use a Financial Advisor for Planning your Retirement?

We have 5 great reasons why we think you will benefit from using a Financial Advisor. Click the button below to find out why!

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