Financial Advice Blog

Articles about Financial Advice for you and your family.

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and...

Guide: What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One...

The home movers guide to mortgages

Whether you’re just exploring your options or already have a property earmarked for your next move, there are some important things to consider when it comes to buying your next home. The housing market and mortgage landscape may have changed in the years since you...

50% OF WOMEN TAKE CHARGE OF FAMILY FINANCES

Many women are assuming a greater role in managing their family’s money. Believe it or not, before the introduction of the Sex Discrimination Act 1975, women were unable to take out a mortgage without a male guarantor. Fast forward to 2018, and women are nearly as...

BUY-TO-LET – NOT DEAD YET!

With house prices in parts of the country remaining high and the UK’s housing shortage ongoing, many young people are failing to get on to the property ladder until they reach their early 30s. At the other end of the scale, more people of pension age are separating...

FINANCIAL MATTERS WHEN A LO ED ONE DIES

Losing a loved one is a sad and traumatic time that also creates a host of financial complications that you may need to resolve. Finding their Will is an important step, as it will confirm who they appointed to act as their Executor to administer their estate, which...

HOW THE DIVIDEND ALLOWANCE CUT AFFECTS YOU

The £5,000 tax-free dividend allowance was cut to £2,000 from April 2018. This change will impact investors with portfolios that generate more than £2,000 of dividend income where the investments are held outside ISAs or pensions. This means that making full use of...

THE BENEFITS OF TAKING ADVICE

Many people make their first foray into investment on a DIY basis, perhaps based on advice from a friend, or after reading a report in the media. Over the years they may save in ISAs, or take out a personal pension plan, or dabble with investments without really...

THE BANK OF MUM AND DAD FEELS THE PINCH

With property prices remaining high, many would-be buyers can find themselves priced out of the property market. So it’s unsurprising that the Bank of Mum and Dad continues to be one of the UK’s major sources of housing funds. Financial support can range from giving a...

Retirement Calculators

We have a number of retirement, equity release and other calculators available that we can use to give you guidance on your long term retirement plan. Please click the button below or call 01732 617950 to arrange a free initial consultation.

Why use a Financial Advisor for Planning your Retirement?

We have 5 great reasons why we think you will benefit from using a Financial Advisor. Click the button below to find out why!

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