Financial Advice Blog
Articles about Financial Advice for you and your family.
Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider
As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your future too. Several factors, including the war in Ukraine...
Behavioural finance: The effect of psychology on investors
You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect...
Why it’s important to remain calm amid continuing economic uncertainty
It would be fair to say that the recent “mini-Budget” ended up being anything but. A series of tax cuts, the reversal of both the National Insurance increase and a planned Corporation Tax rise, and an eye-wateringly large intervention in energy markets prompted...
JISA to adult ISA transition period – gen up
At present a child can hold a Junior Individual Savings Account (JISA) until the day they turn 18 – the annual allowance is currently £9,000. On their 18th birthday, the child can open an adult stocks and shares ISA – the annual subscription is currently £20,000....
Sandwich generation – time to put yourself first?
Cost-of-living challenges look set to heap further pressure on the sandwich generation (responsible both for bringing up their own children and for the care of their ageing parents), making it vitally important to take advice before making any hasty decisions which...
Everything you need to know about the “emergency mini-budget”
With a new prime minister having taken office earlier this month, the government has begun to announce its plans for stimulating the UK economy during the cost of living crisis. Kwasi Kwarteng delivered what has been called a “mini-Budget” in an aim to drive economic...
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