Financial Advice Blog

Articles about Financial Advice for you and your family.

Your Autumn Budget update, and what it means for you

After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you.  Last year, in her maiden Budget, the chancellor sought to balance the public...

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and...

Guide: What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One...

Do you understand your pension benefit entitlement?

Rising living costs and increased life expectancy mean that it’s more difficult than ever to save up enough to provide a sufficient income for our retirement years. And yet, 63% of Britons who are of pensionable age have never checked their entitlement to benefits,...

Protecting your Pension from Long Covid

The medical, social and financial impacts of the pandemic have been far reaching. Some people who are recovering from COVID are left with prolonged symptoms, leading to a diagnosis of ‘long COVID’. Similarly, from a financial perspective, many people have lost...

Lockdown savings result in six-year ISA high

People paid £1.5bn into Individual Savings Accounts (ISAs) in April4; this constitutes the highest level of April inflows in over six years. During the month, people invested £78m more into ISAs than over the entire previous 12-month period. Chief Executive of The...

School fee planning – begin on day dot

With the average annual fee for private schools now £36,000 (£12,000 per term) for boarders and £15,191 (£5,064 per term) for day pupils 3 , making the decision to privately educate your child is a big step and a massive financial commitment. In addition to fees,...

Saving for a Pension later in life?

When it comes to saving for retirement, there are always options, no matter how late you leave it. Increase your contributions If you’re currently paying the minimum 8% (including tax relief and 3% employer’s contribution) into your workplace pension, consider...

Changing Investment Perspective

We’ve heard it all before - it doesn’t take a rocket scientist to appreciate how the pandemic has prompted a seismic shift in public behaviour, as it’s impacted all our lives. Appreciation of this major shift in the way we live our lives should also translate to our...

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