Financial Advice Blog

It’s difficult to break the habits of a lifetime, as recent data from HMRC highlights. It seems some pensioners are continuing to save for their future, with the average value of an ISA held by someone aged over 65 now totalling £47,000, an increase of £4,500 on the...

Pensions vs Isas: what is the right investment? By Rosemary Bigmore It depends when you need the money, as well as how you are planning to spend it. The best strategy could be a combination of different products. When you are saving for retirement, you want to make...

While getting divorced will inevitably be a difficult experience for all involved, it’s important to ensure the process goes as smoothly as possible in order to avoid any potential for financial meltdown. Splitting assets The starting point for any divorce is to...

I’m getting divorced. Do I need a financial adviser? By Rosemary Bigmore When long-term partners split up, there are a host of implications for mortgages, savings, tax and wills requiring careful consideration to avoid hardship. Splitting from a long-term partner,...

Whether you’re an experienced investor or new to the table, learning to ‘keep calm and carry on’ is an essential tool which is sure to stand you in good stead for the years ahead. Adjusting to a world where stock prices can rise and fall, sometimes by a wide margin in...

I’m self-employed. Do I need financial advice? By Rosemary Bigmore Self-employment brings both freedom and responsibility. Though you have more control over your finances than when you are in a salaried position, there are many things you need to think about to make...