Financial Advice Blog

Changing patterns of work Partly due to the 2011 abolition of the default retirement age and the current phased increases in State Pension age, an increasing number of people are working longer than ever before. They are conscious of the need to fill the financial...

Positive news as protection policy uptake increases It seems the message is getting through to people about the importance of arranging protection policies. Recent figures from technology provider Iress7 show that in Q1 2019 income protection sales via its software...

Giving family a helping hand The growing need to provide financial assistance to the younger generation is a recurring theme in today’s society. How can parents or grandparents help younger family members and are there any potential pitfalls when doing so? The House...

High numbers unaware of IHT gifting rules Recent research4 has revealed that just 45% of people looking to gift money are aware of the rules and exemptions surrounding Inheritance Tax (IHT). Only a quarter (25%) of respondents admitted to possessing a ‘working...

Trust in trusts The last decade has witnessed a number of legal reforms aimed at cracking down on the use of trusts as a potential means of tax avoidance. However, despite these changes, trusts can still provide an effective way to transfer wealth and thereby help...

How’s your retirement planning coming along? It may seem like light years away, but retirement will creep around faster than you expect. So, the sooner you engage with the topic, the sooner you’ll get your plan in place and get working towards the retirement you...