Financial Advice Blog

Defending your savings in retirement Danny Knight, head of investment directors at Quilter Investors, explains why adopting the same investment strategy in retirement as you did in accumulation can cause irreparable damage to your pension pot. Many people spend their...

Cognitive biases that can derail your retirement Recency bias The tendency to attribute increased importance to events of the recent past. Hindsight bias This is where past events seem more important than they did when they were occurring. Anchoring bias The common...

Don’t let your natural biases ruin your retirement To put it succinctly, ‘recency bias’ is the natural human tendency to assume that the future will look a lot like the recent past. It’s a dynamite survival protocol but it can be deadly if it influences your...

Economic review january 2019 Our monthly economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future.It is not intended that individual investment...

There are three great hurdles facing any investor who relies on a pot of savings to deliver a regular income: inflation, longevity and sequence of return risk. If correctly managed, investment risk can clear these hurdles to create an income-generating portfolio that...

If you’re like most Britons, you’ve spent years quietly working away and contributing to your pension pot on the basis that, when you finally retire, you can do what everyone else does. As Danny Knight explains, you couldn’t be more wrong. Once upon a time, retiring...