Financial Advice Blog

Cognitive biases that can derail your retirement Recency bias The tendency to attribute increased importance to events of the recent past. Hindsight bias This is where past events seem more important than they did when they were occurring. Anchoring bias The common...

Don’t let your natural biases ruin your retirement To put it succinctly, ‘recency bias’ is the natural human tendency to assume that the future will look a lot like the recent past. It’s a dynamite survival protocol but it can be deadly if it influences your...

Economic review january 2019 Our monthly economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future.It is not intended that individual investment...

There are three great hurdles facing any investor who relies on a pot of savings to deliver a regular income: inflation, longevity and sequence of return risk. If correctly managed, investment risk can clear these hurdles to create an income-generating portfolio that...

If you’re like most Britons, you’ve spent years quietly working away and contributing to your pension pot on the basis that, when you finally retire, you can do what everyone else does. As Danny Knight explains, you couldn’t be more wrong. Once upon a time, retiring...

Research carried out by the Pension & Lifetime Savings Association shows that the majority of people would find it much easier to plan for retirement if they had income targets to guide them. The trade body is proposing three target levels covering ‘minimum’,...