Financial Advice Blog

BOSSES ARE THE UK’S LEAST PROTECTED ASSET   Whilst most businesses insure themselves against the most commonly-encountered operational risks, it’s often the case that owners, directors and shareholders can overlook the need to protect what’s arguably their biggest and...

ISAs – COULD YOU MAKE IT TO A MILLION? Who wants to be a millionaire? If you would like to join this privileged group, then there is a way you might become a millionaire that doesn’t involve winning the £1m prize offered by Premium Bonds (odds 30,000:1), or taking...

ECONOMIC REVIEW APRIL 2018 Our monthly economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future. It is not intended that individual investment...

UK RETIREES INCREASINGLY RELYING ON THE STATE PENSION Last autumn, the Financial Conduct Authority unveiled its Financial Lives Survey1, a study that tells us much about the financial arrangements made by adults of all ages in the UK. One of the findings was that 31%...

DISPOSABLE INCOMES AT SIX-YEAR LOW The average British household is currently enduring the longest decline in disposable income for six years. Consumers are struggling with the combination of inflation and lacklustre wage growth. Data from the Office for National...

BALANCING INTERGENERATIONAL NEEDS – ARE YOU CAUGHT IN THE MIDDLE? Often referred to as ‘the sandwich generation’, many 40 to 60 year olds can find themselves providing financial assistance not only to their children, but also to their mums and dads. With increased...