Mortgages & Specialist Fiance

Mortgages & Specialist Finance

No matter what your financial circumstances, whether you are looking for a new home or looking to buy a property as an investment,  property remains one of the biggest purchase decisions you’ll ever make and with continued uncertainty in financial markets, ensuring you have the best advice regarding the finance of your property is more important that ever before.

Our Financial Adviser at Ca Financial Services is CeMAP qualified and has direct access to products in the UK mortgage market. We are able to help clients in all circumstances, from first time buyers through to remortgages. We are also able to help with bridging loans and commercial finance for property by refering these enquiries to a master broker .

Specialist Mortgages and Buy to Let

A specialist mortgage is when the deal makes sense but rigid automated decisioning systems used by many mainstream lenders are not able to take a view and therefore, the client falls foul of a ‘computer says no’ situation.

We have access to lenders who are able to judge each case on its own merits, enabling us to provide tailored solutions to fit individual circumstances.

Specialist mortgages include:


  • Residential property purchases
  • Residential remortgages, with or without capital raising
  • BTL purchases
  • BTL remortgages, with or without capital raising
  • Let to buy

Second Charge Mortgages

Second charge mortgages are an established part of the mortgage lending market and they can provide additional funds for clients looking to raise additional capital for a wide variety of purposes, including:


  • Raising a deposit for property purchases
  • Raising funds for business investment
  • Home improvements
  • Debt consolidation
  • Weddings
  • School/university fees
  • Car purchases
  • Most legal purposes considered including settlement of tax bills

Ready to find out more? Get started today with a free initial consultation!

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74 West End, Kemsing
Kent, TN15 6QE