Wills, Trusts & Inheritance Tax


One in three of us don’t have a Will. That’s a surprising statistic, particularly when you consider the implications on those that we love.

Not having a Will means that your next of kin will inevitably be faced with additional responsibilities after your death. The responsibility of obtaining the legal right to deal with your estate, of deciding who will receive your assets and most importantly, who will be the guardian of your children.

Intestacy rules are not as straightforward as you might think and inheritance disputes are not uncommon. Without a Will, there is absolutely no guarantee that your intentions and wishes will be implemented as you wish, at a time of intense grief for those that you truly care about.

You can remove a substantial amount of uncertainty from the future lives of your loved ones today, by making a Will a priority. The process is straightforward and totally affordable.


Inheritance Tax Planning

Inheritance Tax (IHT) is no longer a concern of the wealthy. It is a growing concern for all of us, especially homeowners who have benefited from growth in the value of their properties over recent years.

At a rate of 40% over the ‘nil rate band (£325,000 per person), tax can severely hit the estates of both married and unmarried people. However, you can implement some basic long-term financial planning now that will eliminate, or significantly reduce the amount of inheritance tax your loved ones pay after your death. This can be through:

Tax Relieved Investments

We specialise in both VCTs and EISs, both of which qualify for income tax, capital gains tax deferral and Inheritance tax relief.

General Tax Planning

We have close relationships with accountants who specialise in the mitigation of personal and business taxation.

If you would like help to safeguard the future of those that you love, give us a call and we’d be happy to talk you through your options in the relaxed environment of your own home. We can also help with:

  •  Safe storage of the will
  • Lasting powers of attorney
  • Advanced medical directives
  • Home protection trusts
  • Business property relief trusts
  • Severance of joint tenancy
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74 West End, Kemsing
Kent, TN15 6QE