Financial Advice Blog

Articles about Financial Advice for you and your family.

Your Autumn Budget update, and what it means for you

After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you.  Last year, in her maiden Budget, the chancellor sought to balance the public...

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and...

Guide: What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One...

CGT Review – what’s on the cards

In July 2020, Chancellor Rishi Sunak charged the Office for Tax Simplification (OTS) with carrying out a review of Capital Gains Tax (CGT), sparking speculation that the government is planning to increase the tax in a bid to refill its coffers following the...

Don’t fall prey to pension scams

Pension savers have long been a target for fraudsters, with high returns for successful scams: the FCA says that pension scam victims lose an average of £82,000. The situation has worsened during lockdown, with research5 indicating that 64% of pension transfers are...

There’s still time to use your isa allowance

There’s still time to use your ISA allowance Lockdown life may have left you with a bit of extra cash, if so, why not take the opportunity to make some tax-efficient savings and investments? The end of the tax year (5 April) will soon be upon us, so if you would like...

Money Confidence – the most valuable life lesson?

2020 was a year of financial fragility, plagued with money worries for many people, and research suggests that our children are picking up on our anxiety. According to a monthly study of children’s mental health during the pandemic, those from low-income families...

Bored in lockdown? Get proactive

It’s cold and gloomy, and we’re enduring another lockdown – but don’t despair. Spring is just around the corner, so before it arrives, why not get proactive and knuckle down on your finances? The end of the tax year (5 April) will be here before you know it, making...

A Handy Tip to make Retirement Easier

A handy tip to make retirement saving a little easier Even before the pandemic, high living costs and debt meant that many people found contributing much to their pension pots challenging Now, with rising unemployment and an uncertain economy, it’s unsurprising that...

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