Financial Advice Blog

How can I reduce my inheritance tax bill? By Rosemary Bigmore The Government’s 40pc levy on estates of the deceased may seem inevitable or even inescapable, but there are ways to cut or even avoid it, writes Rosemary Bigmore. The sentiment that “in this world nothing...

Four pension questions to ask before retirement Flexibility and freedom may be the current pension buzzwords, but those people who are on the verge of giving up work are advised to consider their options very carefully. In recent years, the retirement income landscape...

I’m a doctor: do I need financial advice? By Rosemary Bigmore Changes to NHS pensions mean professional help is a must for busy medical people who do not want to risk the shock of an unexpected tax bill. The introduction in 2016 of the tapered annual allowance (TAA),...

A second report reviewing Inheritance Tax (IHT) has been published by the Office of Tax Simplification (OTS). The 103-page report is entitled ‘Simplifying the design of Inheritance Tax’ and follows the first report, published in November 2018, which focused on forms,...

Why talking money is good for your health By Rosemary Bigmore ‘Talk Money, Talk Pensions Week’ is the ideal time to discuss money worries, which research shows can help improve your financial well-being. More than three-quarters of employees in the UK claim money...

It’s worth reminding yourself of the Financial Conduct Authority’s (FCA) advice regarding staying safe from scams taking advantage of Brexit. On leaving the EU, because most UK financial services regulation is drawn from EU directives, the government requires...