Financial Advice Blog

HOW WILL YOUR SPENDING CHANGE IN RETIREMENT? Retirement represents a major lifestyle change; not only will you have more time to enjoy all those things you’ve never had time to do whilst you were working, you’ll also find that your spending habits will change too. To...

DON’T BE CAUGHT BY THE LATEST ONLINE SCAMS Fraudsters are relentless in their efforts to target our money. Action Fraud, the UK’s national reporting centre for fraud and cybercrime, is issuing warnings about two new scams that have come to light. The first is a letter...

CAR LOAN DEBT UNDER SCRUTINY Finance packages known as personal contract purchase plans are amongst the most popular forms of lending for the purchase of a new car. Around 86% of all new private car registrations use some form of credit, with purchase plans leading...

Our monthly economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future. It is not intended that individual investment decisions should be taken based...

PERSONAL FINANCE FACTS WE ALL NEED TO KNOW Being aware of a few key financial facts can help ensure we all make the best use of our money and tax allowances. How much you can save into your ISA The ISA allowance for 2017–18 is £20,000. Don’t pass up this important...

IHT: GOVERNMENT RECEIPTS RISE STEEPLY The amount of inheritance tax (IHT) paid by bereaved families has broken the £5bn barrier for the first time. This is largely due to rising property values and the long freeze in the IHT threshold, and means that many more...