Financial Advice Blog

A new study has disputed the saying “money can’t buy happiness”. In fact, the research suggests the opposite is true, money can buy happiness, but it isn’t as simple as accumulating as much wealth as possible. According to the Guardian, a study from the University of...

If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for when you pass away.   Last month, you read about what IHT is and when estates become liable to pay it. Now, read on to...

Saving for that all-important property deposit can be a challenge for a first-time buyer, especially when balancing a high cost of living while trying to set aside money each month. Of course, such difficulties have always existed, but young adults today face...

Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have delivered high returns over a long time frame are remembered among the world’s greatest investors. While you may not have the same...

Employment and remuneration – looking after your employees  40 Feed employees with free or subsidised food in a staff canteen. Where the food is available to all employees, or all who work at a particular site, there is no taxable benefit for employees when they...

Your business – making the rules work for you  34 Choose the most tax-advantageous structure for your new business. Tax changes, such as the recent 3% cut to the main rate of self-employed NICs, have made the decision on how to structure a new business quite...