Retirement can feel like a daunting milestone, and for many older workers, getting ready is still a challenge. A recent survey found that only four in ten working people aged 60-69 feel prepared to retire. Among the more than three million workers in this age group, over a third say they do not feel ready.
Even among those aged 65–69 who are still working, 31% report feeling unprepared. Planning for life after work involves a series of important decisions, from choosing the right time to retire to managing the transition into a new routine. Beyond finances, it’s about lifestyle, purpose and wellbeing – finding the balance between security and enjoyment.
Taking the time to review your pension, savings, and plans can make the process less overwhelming. With careful preparation and thoughtful guidance, you can approach retirement with confidence, ensuring the next chapter of life is both secure and fulfilling.
Source: Just Group, 2025