Businesses take on £58bn in lockdown debt

With lockdown forcing businesses up and down the country to close their doors for months, the government’s various coronavirus loan schemes have proved a lifeline. However, with more than half of UK businesses already indebted before lockdown even began, and a further...

End game for cash?

Although recent circumstances have certainly accelerated talk of the ‘death of cash’, predictions of its demise have been around for many years. In fact, take it back a hundred and thirty years or so and you’ll fi nd renowned American, science fiction author Edward...

Are you a lockdown saver?

Did you know that the average UK household saved up to £171 per week during lockdown, as spending on commuting, eating out, holidays and other leisure pursuits plummeted4 . It looks like the trend is set to continue. With the government abandoning its back to work...

Prioritise your emotional wellbeing

It’s been an immensely challenging year for most people on so many levels, so taking steps to prioritise your wellbeing should be your prime consideration as we head into the long, dark winter months. More time spent at home has knocked many people’s confidence;...

Rise of the Inheritance Economy

An ageing Baby Boomer generation is expected to pass on a staggering £5.5 trillion1 to younger generations over the next 30 years in what has been called ‘the great wealth transfer.’ Have you considered how you would like your heirs to benefit from your legacy, or...