UK investors willing to spend less to invest more

When spending opportunities fell during the pandemic, many people increased their investment contributions. Now, travel, leisure and hospitality spending are recovering, but the investing buzz looks set to continue. Don’t stop investing A poll (6) has revealed that 76% of UK investors plan to keep their lockdown habits now restrictions have eased. Notably, half [...]

By |2021-11-30T22:27:35+00:00January 18th, 2022|Uncategorised|Comments Off on UK investors willing to spend less to invest more

Self-care for the self-employed (and everyone else!)

The concept of ‘self-care’ involves taking time out of your day to do things to promote good mental health and reduce stress (lounging on the sofa counts!). Working for yourself, while having clear advantages, also has some downsides, including a lack of holiday pay, entitlement to sick pay or access to a workplace pension [...]

By |2022-01-11T21:42:04+00:00January 11th, 2022|Uncategorised|Comments Off on Self-care for the self-employed (and everyone else!)

Avoiding the negative impacts of sudden wealth

Far from being a happy event, for some people, receiving a financial windfall can prove an enormous emotional shock. Whether you’re selling your business or inheriting, maybe a successful entrepreneur, sudden wealth can feel overwhelming and can even result in a recognised psychological condition called ‘Sudden Wealth Syndrome.’ Varying from person to person, symptoms [...]

By |2022-01-04T16:55:26+00:00January 4th, 2022|Uncategorised|Comments Off on Avoiding the negative impacts of sudden wealth

Triple lock guarantee to be replaced by a ‘double lock’ for 2022-23

After much speculation, in September, the Secretary of State for Work and Pensions, confirmed suspension of the average earnings component of the pension triple lock, to avoid a disproportionate rise of the State Pension following the pandemic. For the 2022-23 tax year only, the new and basic State Pension will increase by the higher [...]

By |2021-11-30T22:05:17+00:00December 28th, 2021|Uncategorised|Comments Off on Triple lock guarantee to be replaced by a ‘double lock’ for 2022-23

Working Together to tackle the climate crisis

Held in Glasgow in November – COP26 – the United Nation’s 26th Conference of the Parties is recognised as the most important climate change event since the 2015 Paris Agreement. Bringing together world leaders from around the globe, to build on the work started by COP25 and the goals set out in the Paris [...]

By |2021-11-30T21:57:18+00:00December 21st, 2021|Uncategorised|Comments Off on Working Together to tackle the climate crisis

Watch out for scams, HMRC warns students

University students taking on part-time work could be vulnerable to scams this year, Her Majesty’s Revenue and Customs (HMRC) has warned. In early September, HMRC published advice for young people taking on part-time jobs to fund their university courses. Likely to be new to interacting with HMRC, they may lack the ability to distinguish [...]

By |2021-11-30T21:38:27+00:00December 14th, 2021|Uncategorised|Comments Off on Watch out for scams, HMRC warns students

‘Pre-inheritance’ gaining prominence

Issues relating to intergenerational wealth and the growing need to provide financial assistance to the younger generation have become a recurring theme in today’s society and, with so many people now benefiting from inheritance pay-outs, this has inevitably led to more and more family conversations about ‘pre-inheritance’. The scale of inheritance According to a [...]

By |2021-11-30T21:45:44+00:00December 7th, 2021|Uncategorised|Comments Off on ‘Pre-inheritance’ gaining prominence

IHT rise highlights need for estate planning

With the latest data showing Inheritance Tax (IHT) receipts rising and set to reach record levels this year, the need to formulate an effective plan to minimise death duties is becoming increasingly important for anyone who wants to maximise the amount they pass on to beneficiaries. IHT receipts up... In late July, HM Revenue [...]

By |2021-11-30T22:41:14+00:00November 30th, 2021|Uncategorised|Comments Off on IHT rise highlights need for estate planning

Investment scam myths you should ignore

Have you ever read one of those articles focusing on tell-tale signs of an investment scam? It might not be as useful as you think. Unfortunately, investment scammers are becoming increasingly sophisticated in their techniques, winning their victims’ trust by not conforming to how we think scammers are supposed to behave. Scammers are aggressive [...]

By |2021-11-05T13:11:22+00:00November 23rd, 2021|Uncategorised|Comments Off on Investment scam myths you should ignore

Do you understand your pension benefit entitlement?

Rising living costs and increased life expectancy mean that it’s more difficult than ever to save up enough to provide a sufficient income for our retirement years. And yet, 63% of Britons who are of pensionable age have never checked their entitlement to benefits, making them the least likely group to do so5. Very [...]

By |2021-11-05T13:11:34+00:00November 16th, 2021|Uncategorised|Comments Off on Do you understand your pension benefit entitlement?