What will your retirement be like?

HALF OF PENSIONERS PLAN TO WORK ON INTO RETIREMENT What will your retirement be like? Today, retirement means different things to different people. Many choose to work on in their existing job, but may reduce their hours. Others take a new direction in their lives,...

Later Life Planning – What you need to know

Planning is a major part of everyday life; we’re always thinking how to make the best use of our time and money, and as we get older we recognise the need for careful financial and legal planning too. There are some key issues older people need to consider. These can...

WHAT YOU SHOULD DO BEFORE YOU ENTER DRAWDOWN

Since the pension reforms in 2015, more than half a million people have put their pension into income drawdown. If you’re new to stock market investment, then it makes sense to get advice on how best to do this, how much money to invest and what funds would best suit...

Are women better savers than men?

This is the age-old question that is often hotly debated. New research shows that when it comes to pension saving, women are heeding the message that for a comfortable retirement you need to keep an eye on your pension throughout your working life, and they’re saving...

Managing Capital Gains Tax

Capital Gains Tax (CGT) is charged on the profit or gain made when you sell an asset. You won’t pay CGT on the sale of your principal private residence, stocks and shares held within an ISA, proceeds from life insurance policies, or the sale of a private car. However,...