Financial Advice Blog

Here are a few figures worth knowing in 2020–21 to help maximise your tax allowances and exemptions: Personal taxation The National Insurance threshold is £9,500 and the Personal Allowance remains the same as last year, at £12,500. Pensions The Annual Allowance for...

Recent stock market volatility may have made you anxious about your pension, particularly if you are nearing retirement, but it is important to consider the wider picture to keep your plans on track. Resilient financial planning Those who stick to their...

Following lockdown, people are likely to be working from home much more in future, leading many to consider the space they currently live in and their attitudes to moving to a different location. Homebuyers who have successfully worked remotely and no longer need to...

Have markets recovered too far, too fast? I don’t think so, no.  Markets in March had lost all confidence in the face of economic shutdowns across the developed world and a complete lack of clarity about economic prospects.  As economies have slowly begun to reopen,...

With people leading increasingly busy lives, they can often find themselves so overcome with everyday goings-on that, when it comes to tackling difficult financial decisions, they don’t have the mental capacity to cope. Head in the sand Research7 has found that people...

In these uncertain times, criminals have been using the COVID-19 outbreak to scam members of the public, particularly the most vulnerable. Action Fraud5 revealed there had been a massive 400% increase in reporting of scams in March – the majority of which related to...