Financial Advice Blog

Articles about Financial Advice for you and your family.

AI can’t replace real retirement advice

Retirement planning is too important to rely on generic answers. While tools like ChatGPT are growing in popularity, they provide guidance – not regulated, personalised advice, tailored to your circumstances.Recent findings highlight a rising trend of people turning...

ISA confusion holding back investors

Research shows 60% of Cash ISA holders could be persuaded to invest some of their savings in a Stocks and Shares ISA. While two thirds of UK adults have an ISA, confusion around how they work remains widespread more than 25 years after launch.Financial constraints are...

Staying financially fit in the new norm

Many of us have seen challenging and unexpected changes to our circumstances over the last few months and it’s possible that your financial plans no longer match your lifestyle and needs. Here are some points to remember to help keep you financially fit. Review your...

Is retirement on the agenda?

Retirement is proving to be a distant dream for many Britons, according to recent government figures13 which have revealed a spike in people working in later life. On average, men stopped working at 65.2 in 2020, nearly two years up from 63.3, in 2000. For women, the...

Private pension age – on the rise

The government has confirmed the minimum age at which individuals in the UK can access their private pension will increase to 57 in 2028. Savers who pay into a personal pension directly or one arranged through their workplace, can currently access their money at 55....

Child Trust Funds come of age

Is your child reaching the age of 18? If so, they could be amongst a huge swathe of teenagers set to cash in on their Child Trust Funds for the first time. Set up by the Labour government in 2002, the scheme aimed to encourage parents to save for their children’s...

Businesses take on £58bn in lockdown debt

With lockdown forcing businesses up and down the country to close their doors for months, the government’s various coronavirus loan schemes have proved a lifeline. However, with more than half of UK businesses already indebted before lockdown even began, and a further...

Retirement Calculators

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