Financial Advice Blog

Did you know that over-55s in drawdown can vary the amount of income they receive? If you didn’t realise that was a possibility, you’re certainly not alone, as a recent YouGov survey commissioned by Zurich 3 discovered. Despite income flexibility being a key feature...

What should I do with my pension tax-free cash? By Rosemary Bigmore Once you reach 55, if you have saved into a defined contribution pension, you can take out a quarter of your money tax-free as soon as you like. Tempted? Here are some of the decisions you could make...

Preparing for the patter of tiny feet is an exciting, if somewhat daunting, time. And such a momentous event will clearly have major implications for household finances. So, while financial planning may not feature at the top of many prospective parents’ ‘to do’...

Why it can pay to seek financial advice By Rosemary Bigmore Paying someone to help with your money can feel counterintuitive, but expert advice can add real value to your financial future. - particularly at times in your life when circumstances change. Here are some...

Talking about money with your children can be a difficult task for many parents. However, while such discussions may be uncomfortable, this taboo mentality can cause problems when it comes to transferring wealth from one generation to the next. Indeed, the only real...

Introduction to Equity Release: Equity release has become increasingly popular in recent years. Since 2016, the amount of equity release taken out has been growing at an average rate of over 7% each year, reaching almost £4 billion by the end of 2018. And with...