Financial Advice Blog

Articles about Financial Advice for you and your family.

Your Autumn Budget update, and what it means for you

After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you.  Last year, in her maiden Budget, the chancellor sought to balance the public...

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and...

Guide: What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One...

Equity Release Explained

Introduction to Equity Release: Equity release has become increasingly popular in recent years. Since 2016, the amount of equity release taken out has been growing at an average rate of over 7% each year, reaching almost £4 billion by the end of 2018. And with...

The cost of a comfortable retirement

According to recent research 2 , people who wish to retire at the age of 65 with pension income (including a full State Pension) equivalent to the average UK annual salary of about £28,000, now need to accumulate a pension pot of nearly £450,000 in order to fund their...

State Pension Age, when’s your SPA?

SPA – get your date straight A recent study 1 has found that a significant proportion of over-55s struggle to understand a range of key terms and rules relating to pensions. One essential piece of information to know is your State Pension Age (SPA), which is...

Why it can pay to seek financial advice

Whether you’re looking for fund growth, tax savings, help with family finances or a career switch, there can be clear benefits in turning to experts, Rosemary Bigmore writes Paying someone to help with your money can feel counter-intuitive but expert advice can add...

What should I do with my pension tax-free cash?

You have a range of choices when you get to 55 about what to do with the money in your defined contribution scheme. Rosemary Bigmore looks at the options Once you reach 55, if you have saved into a defined contribution pension, you can take out a quarter of your money...

Lasting Power of Attorney

Why setting up an LPA should be on your financial to-do list More people in the UK are now using legal instruments to ensure their affairs are looked after, in the event of them becoming incapable of managing their finances or making decisions about their health and...

Retirement Calculators

We have a number of retirement, equity release and other calculators available that we can use to give you guidance on your long term retirement plan. Please click the button below or call 01732 617950 to arrange a free initial consultation.

Why use a Financial Advisor for Planning your Retirement?

We have 5 great reasons why we think you will benefit from using a Financial Advisor. Click the button below to find out why!

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