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Guide: 7 useful questions if you plan to take a flexible income from your pension 

by CA Financial Services | Oct 11, 2023 | Blog

When you start to access your pension, how will you take an income? One of your options may be to withdraw a flexible income that suits your needs through flexi-access drawdown. A flexible income puts you in control and means you can adjust how much you withdraw from...

Inflation has cost savers £113 billion in real terms in the last year

by CA Financial Services | Oct 11, 2023 | Blog

High inflation over the last year has collectively cost savers billions of pounds in real terms, according to an Independent report. Have you considered the effect the rising cost of living could have on your wealth? While inflation may not reduce how much you have in...

How to make happiness part of your financial plan

by CA Financial Services | Oct 11, 2023 | Blog

People often think of their financial plan as a way to grow their wealth and provide financial security. You might consider areas like your pension or financial protection to be core parts of your financial plan. Yet, while they’re important, your happiness is...

3 essential factors to consider if you plan to gift wealth to avoid Inheritance Tax

by CA Financial Services | Oct 11, 2023 | Blog

Figures suggest more families are gifting to avoid Inheritance Tax (IHT). While passing on assets to loved ones may seem like a clear solution, it isn’t always so simple. More estates are becoming liable for IHT as thresholds for paying the tax are frozen. The Office...

Why a “Frankenstein” approach to financial planning isn’t frightful

by CA Financial Services | Oct 11, 2023 | Blog

205 years after it was published, the novel Frankenstein has inspired countless horror books, films, and more. The approach the scientist takes in the story to create a sapient creature might have more in common with effective financial planning than you think....
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