Financial Advice Blog

Articles about Financial Advice for you and your family.

Your Autumn Budget update, and what it means for you

After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you.  Last year, in her maiden Budget, the chancellor sought to balance the public...

Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and...

Guide: What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One...

Will the deficit bring IHT Change

Could the deficit and rising inheritances accelerate IHT change? With the largest ever peacetime deficit on our hands, thanks to the pandemic, and an aged Inheritance Tax regime firmly on the government’s radar, could this combination lead to unwelcome tax rises on...

The influence of social media on younger investors

Social media has infiltrated our everyday lives, bringing both positive and negative impacts. Astonishingly, 3.96 billion people, over half of the global population, currently use social media worldwide, almost double the 2.07 billion recorded in 2015. With the...

Improving Pension Confidence

Improving your pension confidence It can be challenging to feel confident in our pension provision these days. Increased life expectancy and high living costs mean we need to save ever more into the pot for a comfortable retirement. Do yourself a favour Just 41% of...

Improving Financial Confidence

An increasing sense of optimism seems to be apparent as the country emerges from lockdown, providing a much more familiar feel to the season, with anticipation growing that this will prove to be a Great British summer. There has already been a packed sporting schedule...

Homeownership trumps renting by £326,000

Homeownership trumps renting by £326,000 but 54% who are yet to buy think it’s “unrealistic” they ever will• One in three homeowners (32%) see their mortgage as being like an investment in their future• Nearly half (48%) of homeowners with a mortgage agree they are...

Women must work for 40 more years to close gender pension gap

An insightful report9 makes it clear just how large the gender pension gap has become. A typical woman in her twenties, it reveals, would have to work an average of 40 years longer than a man to build up the same pension at retirement, with women currently averaging a...

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