Financial Advice Blog

Articles about Financial Advice for you and your family.

AI can’t replace real retirement advice

Retirement planning is too important to rely on generic answers. While tools like ChatGPT are growing in popularity, they provide guidance – not regulated, personalised advice, tailored to your circumstances.Recent findings highlight a rising trend of people turning...

ISA confusion holding back investors

Research shows 60% of Cash ISA holders could be persuaded to invest some of their savings in a Stocks and Shares ISA. While two thirds of UK adults have an ISA, confusion around how they work remains widespread more than 25 years after launch.Financial constraints are...

A CHANGING RETIREMENT LANDSCAPE

Traditional views of retirement continue to be called into question, as the Office for National Statistics (ONS) reports growing numbers of people aged 90 or over. With ongoing medical research and development, and improvements in public health, it’s no real surprise...

IHT RECEIPTS CONTINUE TO RISE – PLANNING PAYS

A record amount of Inheritance Tax (IHT) was collected in the last financial year, according to HMRC data. In the 2018/19 tax year, UK citizens’ estates paid a grand total of £5.4bn in death duties, an increase of 3% on the previous tax year. This increase continues a...

Free Childcare – Grandparents Really Are Doing Their Bit

Anyone with children knows that childcare is a major expense that comes in many forms, from day nursery for small pre-school children and babies, after-school clubs and child minders, to school holiday cover for working parents. Care requirements span many years and...

YOUR CHANGING PROTECTION NEEDS FOR EVERY LIFE STAGE

Life is full of surprises and not all of them good. With this in mind, having the right level of protection in place is essential. Once protection is in place, it’s worth reviewing it regularly to ensure you have the right cover as your circumstances change over the...

The Green Shoots of Spring

At the end of last year, the global economy was precariously balanced as various geopolitical traumas weighed. Forecasts suggest 2020 will experience a recovery, albeit a weak one. In its latest economic soothsaying3, published in the autumn, the International...

Investment Advice in Volatile Times

Quilter have put together a great article on investing in volatile times. You can download it for free here: https://cafinancialservices.co.uk/omw_sk14084-investing-through-volatile-times/ It is important to take professional advice before making any decision relating...

Retirement Calculators

We have a number of retirement, equity release and other calculators available that we can use to give you guidance on your long term retirement plan. Please click the button below or call 01732 617950 to arrange a free initial consultation.

Why use a Financial Advisor for Planning your Retirement?

We have 5 great reasons why we think you will benefit from using a Financial Advisor. Click the button below to find out why!

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